Update: The Federal Housing Finance Agency (FHFA) has announced on 2 that Fannie Mae and Freddie Mac will allow borrowers facing financial hardship to defer up to six months of mortgage payments. buy decision.īest wishes for an affordable home mortgage loan and a great new home! You should consider all these factors, especially when making a rent vs. Some expenses (e.g., property taxes, homeowner's insurance etc.) will continue even after you have paid off your loan. If you opt for ARMs, your mortgage interest rates (and monthly payment) will change over time. Some of the recurring expenses will change over the lifetime of home ownership due to home value changes, inflation and other factors.
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